Northern California - eXp Realty of Northern California, Inc. CA DRE#02188495 Lenders

About Rafael Garcia

With over 22 years of experience in the mortgage lending industry, I bring a deep understanding of real estate financing to every transaction. My background has given me the unique ability to guide both homebuyers and sellers through the full spectrum of the process—from securing the right loan to successfully closing the deal. Now, as a licensed Realtor, I combine this financial expertise with a client-first approach to help you make informed, confident decisions. Whether you're selling for top dollar or buying your first home, I’ll ensure every detail is handled with precision and care.

Areas We Cover

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